Grow your business with the Softloans embedded lending solution!
Choose your preferred level of integration, while Softloans will provide the technology and the funds for financing your business customers. You can choose from a simple customer referral setup to a fully embedded white-label solution. In any case, our team will have you covered on a lending-related customer experience.
Simple widget integration from your side, Possible white label solution, All financing related actions performed by Softloans
Establish your own terms of financing, direct control of user experience through API
Softloans does not extend credit to merchants directly.
Revenue-based, collateral and interest-free financing solution is only available through a growing list of Softloans partners:
Fast decisions based on real time data provided by third party platforms (e-commerce, banking and marketing). No need for merchants to provide additional information. No long paper forms to be filled. No frustrating questions asked.
Loan is repayed as percentage of merchant daily sales. There is no set repayment schedule - the loan adapts to the merchant revenue. As the merchant earns more, the loan is repayed faster. If the sales slow down, so does the loan repayment.
No collateral required. All we need is 12 months of transaction history and expect the merchant to have more than 3000 eur monthly revenue. Perfect for SMEs in e-commerce and those using POS terminals.
Our loans are interest free. Instead we charge a single fixed fee of 6 - 12%. Loans from 1000 to 100 000 euro. Duration 2 - 6 months. A clear single fee makes it easy for merchants to assess the cost of capital and manage their business successfully.
Access to working capital helps your business customers gow. As they grow, you grow. Besides the increased loyalty and profitability of your customers, you will earn additional revenue from lending.