Lending
as a service
Start lending to your ecommerce or SaaS clients with our embedded finance solution
Lending
Start lending to your ecommerce or SaaS clients with our embedded finance solution
Revenue based, collateral and interest free - the best financing solution for ecommerce merchants already available through our partners:
Single Sign-on experience
KYC/AML checks. No need for additional checks if already performed by EMI
Secure data integrations
Real time access to clients’ performance data (Stripe, Google Ads, Shopify, etc.)
Swift credit decisions
Shortfalls predictions
Loan dashboard
Loan accounting
Notifications
Recovery actions
01
We rely on third party data like Shopify and Google Analytics to perform real time analysis of borrowers business performance. No other assurances required
02
There are no fixed installments. Repayments take place only when revenue is generated and are proportionate to the level of generated revenue
03
Choose your level of integration, starting from a stand alone link to a full API connection
Simple widget integration from your side, Possible white label solution, All financing related actions performed by Softloans
Establish your own terms of financing, direct control of user experience through API
Introduce financing to your clients with our embedded solution
Softloans is a platform that offers financing tools for electronic money institutions or ecommerce platforms.
Offered tools facilitate revenue based lending, focused on web based merchants (D2C) and revenue based digital service providers (subscription, SaaS, app).
In revenue based financing no interest payments and fixed payments are applied.
Instead of interest, the client pays a fixed fee for the provided capital.
Instead of a fixed repayment schedule, the client shares a portion of its daily or weekly revenue until full repayments of the provided funds. If sales fall off in one week, payments will proportionally decrease. Likewise, if the sales in the following week increase, payments will also increase.
Softloans charge a fixed commission that starts from 6%.
There is no interest. There are no hidden fees. And there are no guarantees or personal endorsements.
The percentage of sales for repayments will be established by our algorithms based on the performance data of the analyzed business.
Softloans will share with you a commission paid by the client.
The provided financing will also lead to growth of your client's business and volumes of your regular services offered to the client. Upgrade your service to a premium level or benefit from higher brand engagement.
It can be as simple as a link to a stand-alone Softloans platform or fully embedded solution into your platform. In any case, Softloans will cover the full engagement process from application to collection.
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